Sunday, September 19, 2010

LONG.

This has been a hard weekend. It started out with Friday not being the greatest day, but I got to spend the evening with DH going out. Because of his work schedule, we usually do NOTHING on Friday nights, so this was a rare thing, and a treat. =) My workplace is affiliated with a ministry and they were having a free movie night, showing "How to Save a LIfe." It was a great movie, and it gave DH some good ideas for an outreach of his own, since he works in that same capacity. We got some good info, made some event plans, and it was productive. I went to bed Friday night feeling pretty good.

I woke up Saturday morning with the intent to start cleaning the house, because we were having guests over for a dessert and games party.I went downstairs to get the mail, and I find some mail--one envelope from our bank, and two envelopes from a bank we do not use. Without getting into the whole mess of a story, we are down THOUSANDS of dollars in our savings because we changed the type of our savings account and we were charged giant fees that we were unaware of, and they moved some money around. It is a long story. I feel like it is my fault, because I researched the particular type of account that we switched to before we made the decision, but I should have asked more questions. I feel like I can't even fight it because I feel like if I had asked more questions, we would not be in this mess. So, being one who panics about money already, I went into extreme flip-out mode. Crying, pacing, breathing heavily, everything. This is not what we need when we're trying to have a family, and even if we both get part time jobs, it's going to be a LONG time before part time work wages will replenish what's gone. I know this makes us sound like total idiots, but we really do keep track of our money. We spend very little and try to be extremely careful. We use a budgeting website to help us, but it was still showing that we had our additional savings account, so I was still feeling okay about where we were, financially. The other day we looked at our bank website and noticed that our original savings account was not showing up, so we planned to call the bank on Monday and inquire. Obviously, before we got to call, we got this letter.

THEN, we got the letters from another bank saying that we owe them over $1,300 on a credit card that we do not have...that is apparently in my husband's name. He made some calls and the guy on the phone didn't sound too concerned, but he said that he would try and get ahold of a bank manager and if it couldn't be resolved on Saturday, he would call us back on Monday.

You better believe it, buster.

So, in a nutshell, I was freeeeeaking out because we have way less money to work with than originally planned, and now this giant fraudulant debt.

Anyway, I got the house clean and spent the rest of the day getting ready for the party, which was a success. Today, I feel like I'm coming down with something.

I really don't know what else to do, except pray and trust that God will bring us through this. My husband has been looking for a different full time job that pays more and has benefits (he already works two jobs, by the way), but it's been months and after the dozens of applications he's put out, he's gotten NO bites. Not even an interview. So...now I feel like absolute trash that he's going to have to get a THIRD job to help us out. I'm already working on getting my second, but I have to be very careful with my time, because if I don't have adequate time to devote to my career, I won't have ANY job. You can't be effective in my career if you don't have time to devote to the kids. We both agreed on that early on, so while I feel so bad about this whole situation, we don't have much other choice.

On top of all this, I'm in the middle of my 2ww, and I'm feeling NOTHING. No PMS, no possible pregnancy symptoms, nothing. I've already resigned myself to the fact that this is going to be a process.

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